Quarterly Scheme Reports

Description

The Quarterly Scheme Report (QSR) is a compliance-focused report that aggregates all the necessary data acquirers must submit to card networks on a quarterly basis. It's generated by collecting data from various internal events on the Silverflow platform and reformatting it to meet the specific requirements of each card network. This report currently supports the Visa Global Operating Certificate (GOC) and the Mastercard Quarterly Mastercard Reporting (QMR).

Audience

Compliance

Purpose

Provide a single, aggregated report with all the necessary data to satisfy the compliance requirements of a specific card network (e.g., Visa GOC, Mastercard QMR).

Functionality

Create reports	Via API Generate via portal
Access reports	Visa API Download via portal Push to SFTP or e-mail
Schedule reports	n.a.
Query patterns	Quarter and Year of the reporting requirement BID or ICA that needs to be reported on Currency in which data should be reported
Data types	Excel
Data sources	Events generated on the Silverflow platform

Considerations

Report as a Compliance-Focused Aggregate: The QSR is a compliance-focused aggregate report and does not contain all transaction details. It's pre-formatted to meet card network specifications (e.g., Visa GOC, Mastercard QMR), so it's not a source for granular, transaction-level analysis.
Filter on Location: For Visa’s Acquiring_Acceptance Loctab, only locations that are specifically configured in Visa Online for reporting should be included. Silverflow provides all global countries.
Supported parameters: Silverflow has a standardized view for these reports and may not support all individual tabs, locations, or parameters required by a specific region or acquirer setup. Please inform us if that is the case.

Content

Card network	Supported
Visa	Global Operating Certificate
Mastercard QMR	Quarterly Mastercard Reporting

Visa GOC tabs	Supported
Summary
Acquiring	except locations managed by Third Party Agents
Acquiring_Acceptance Loc	all global countries

Mastercard QMR tabs	Supported
MC Transactions Credit
MC Transactions Debit
MC Transactions Maestro
MC Merchants	except Payment Facilitator and QR locations