The Transaction Fees report calculates interchange and scheme fee costs for every processed transaction. Designed to assist acquirers with cost allocation for pricing models, this report includes all relevant transaction identifiers for seamless system ingestion. All data is generated directly by Silverflow based on platform activity.

Audience

Product / Engineering
Finance

Purpose

The Transaction Fees report serves several key purposes for financial operations:

Support IC++ pricing: Accurately price transactions on an IC++ basis using precise cost data.
Analyze profitability: Gain transaction-level profitability insights by comparing underlying costs against the mark-ups charged in blended pricing models.

Functionality

Create reports	Via API
Access reports	Via API Download via portal Push to SFTP or e-mail
Schedule reports	Hourly (using the reportingDateTime query pattern) Daily (using the reportingDateTime query pattern)
Query patterns	The report is generated by specifying a `reportingDateTime` date range using `createdFrom` and `createdTo` parameters
Data types	NDJSON JSON CSV
Data sources	Silverflow calculations

API Reference: Create Transaction Fees Report: Documentation for generating a new Transaction Fees report via the API.
API Reference: Get Report File: Documentation for downloading a report file that has already been generated.
API Reference: Schedule Report: Documentation for creating a recurring report schedule.

Considerations

Silverflow-calculated data: Interchange and scheme fee components are calculated directly by Silverflow using specific transaction parameters and platform events.
Aggregated scheme fees: The scheme fee cost shown is an aggregation of individual events (authentication, authorization, clearing, settlement). For a granular breakdown of events, refer to the Scheme Fee Details report.
Currency conversion: To ensure comparability and usability, all scheme fee costs are automatically converted to the transaction's settlement currency.

Content

This section provides a breakdown of all the fields available in the report

Field	Description
arn	The Acquirer Reference Number (ARN) for dual-message system (dms) transactions. Unique identifier assigned by Silverflow.
rrn	The Retrieval Reference Number (RRN) for single-message system (sms) transactions. Unique identifier assigned by Silverflow.
chargeKey	A foreign key that identifies a Charge performed on the Silverflow platform. Starts with `chg-`. This key is used to reconcile transactions from authorization to settlement.
reportingDateTime	The date and time that the Transaction Fees are available for reporting.
interchangeFeeAmountValue	The interchange fee amount applied to the transaction, in the transaction settlement currency.
interchangeFeeAmountCurrency	The three-letter ISO currency code. For example, `USD` or `EUR`.
interchangeFeeAmountImpact	Indicates whether the amount is a `credit` or a `debit`.
schemeFeeAmountValue	The scheme fee amount applied to the transaction, in the transaction settlement currency.
schemeFeeAmountCurrency	The three-letter ISO currency code. For example, `USD` or `EUR`.
schemeFeeAmountImpact	Indicates whether the amount is a `credit` or a `debit`.